Cyber past losses + Cyber IBNR + Cyber potential future losses =
A. Vibrant cyber insurance marketplace now and in the future?
B. Sign for insurers to stop selling cyber insurance now, if not sooner?
C. Sign that insurers need to craft strategies to sell lower amounts of cyber insurance to some markets? All markets?
D. Sign that insurers should bear down and focus on their current and projected loss runs for each market they sell cyber insurance or plan to continue selling cyber insurance?
E. Sign that insurers selling cyber insurance should delve into ILS Cyber Cat Bonds or fronting Cyber Captives or encourage insureds to have higher (and higher) retention levels?
F. Sign that insurers selling cyber insurance should strongly encourage significant Government involvement to provide financial backstop for cyber losses (CRIA?)?
G. Other ?
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Rabkin's Opinions 