Suggested Annual Corporate Cyber Budget Elements

Suggested annual corporate cyber budget elements At this point-in-time on January 2, 2024, I think there are several budget elements which corporations should include, or consider including, in the list of known and probable (continual) annual cyber expenditures. My suggested annual corporation cyber budget elements are the: Cost of creating and maintaining a cyber insurance… Continue reading Suggested Annual Corporate Cyber Budget Elements

Insurer Cyber Strategy In a Cyber-Forming New World (V 1.0) (Minimally updated March 27, 2024)

Strategy: a concept loaded with many facets and meanings I know there are different views, definitions, and descriptions of strategy: what is it, what does it mean, why does a corporation need a strategy, and how does a corporation create a strategy are only a few questions about strategy. I don't plan to answer any… Continue reading Insurer Cyber Strategy In a Cyber-Forming New World (V 1.0) (Minimally updated March 27, 2024)

Some of my Cyber Thoughts – April 2, 2025

I still don’t believe insurance carriers should offer cyber insurance. Why? Because cyber risks won’t generate combined ratios under 100% on a persistent basis in the months and years ahead. Cyber risks will continue to evolve into more complex forms, more interconnections, more interdependencies. (Hello, CrowdStrike ! ... thanks for the smallest taste of the… Continue reading Some of my Cyber Thoughts – April 2, 2025

Insurance Commerce in the Cyber Age: A Thought-Piece

My blog posts represent a white board of sorts for some of my notes, hopefully coherent, that will serve as a taking-off spot for topics I plan to include in my next book focused on the insurance industry and cyber. The book is currently in the planning, framing, and research stages. In this blog post… Continue reading Insurance Commerce in the Cyber Age: A Thought-Piece

Mapping & Modeling the Always Reshaping Multi-Dimensional Cyber Threat Spatial Area (Blog Beta Version)

I drafted this blog post as a ‘thought piece’ to stir ideas about a modeler's state of knowledge concerning 1) the existence and emergence of cyber attack spaces they have discovered (and not yet discovered), 2) the existence and emergence of cyber attacks they have discovered (and not yet discovered), and 3) characteristics of cyber… Continue reading Mapping & Modeling the Always Reshaping Multi-Dimensional Cyber Threat Spatial Area (Blog Beta Version)