Mapping & Modeling the Always Reshaping Multi-Dimensional Cyber Threat Spatial Area (Blog Beta Version)

I drafted this blog post as a ‘thought piece’ to stir ideas about a modeler's state of knowledge concerning 1) the existence and emergence of cyber attack spaces they have discovered (and not yet discovered), 2) the existence and emergence of cyber attacks they have discovered (and not yet discovered), and 3) characteristics of cyber… Continue reading Mapping & Modeling the Always Reshaping Multi-Dimensional Cyber Threat Spatial Area (Blog Beta Version)

Dangerous Divides: Cyber Risk Management

Each of us represents, at every moment in time, a totality of our life's experiences, including education, relationships, and work experiences. A never-ending growing part of our life's experiences include the impact that current and emerging technologies (and their associated applications) have on the manner in which we communicate; collaborate; consume entertainment and news; interact… Continue reading Dangerous Divides: Cyber Risk Management

The Cyber Butterfly: Risk Management Challenges

Every person realizes, at least I hope they do, that society is moving into a new state of being: a new realm, if you will, that is being continually reshaped by four technological forces: digitalization, mobility, the Internet, and the cloud. (I'll use the "web" instead of "the Internet" going forward but please realize I'm… Continue reading The Cyber Butterfly: Risk Management Challenges

Insurance Commerce in the Cyber Age My 2nd Insurance Book Project [Updated April 13, 2023]

Background As some of you know and now those of you who read this post will know, I'm going to write a 2nd book. I have tentatively titled this book "Insurance Commerce in the Cyber Age". I'm striving to provide value to the insurance industry with the focus being conducting P&C insurance commerce with commercial… Continue reading Insurance Commerce in the Cyber Age My 2nd Insurance Book Project [Updated April 13, 2023]

High-Level Cyber Security Visual Participant Taxonomy: Individuals as Cyber Targets

This is a high-level visual participant taxonomy focused on individuals as cyber targets. It is a companion to my WordPress Blog post titled " High-Level Visual Cyber Participant Taxonomy: Corporations as Cyber Targets". Similar to the first corporate-focused cyber visual taxonomy, it is a pre-beta. This visual taxonomy is meant to capture the participants who… Continue reading High-Level Cyber Security Visual Participant Taxonomy: Individuals as Cyber Targets

High-Level Visual Cyber Participant Taxonomy: Corporations as Cyber Targets

I'm still in my early days of collecting materials to read, think about, and make notes for my next book which will focus on insurance and cyber. I don't plan to begin drafting my book until 2024. However, the following visual captures my initial perspective of the high-level participants who do or could assist corporations… Continue reading High-Level Visual Cyber Participant Taxonomy: Corporations as Cyber Targets

Not every risk is insurable

The crux of this post is the point that there are some risks (and I believe a growing number of risks) which are (and will be) uninsurable. Cyber risks are not insurable. Back in 2021, I saw a LinkedIn post from Dr. Robert Hartwig that discussed his testimony to one of the US Senate’s subcommittees… Continue reading Not every risk is insurable

Shift to (Uninsurable) Severity

A few weeks ago, I saw a LinkedIn post from Dr. Robert Hartwig that discussed his testimony to one of the US Senate's subcommittees about the uninsurability of Business Income from the Covid-19 pandemic. Seeing that LinkedIn post, and reading his testimony, triggered my ongoing belief that uninsurability of certain risks has been happening more… Continue reading Shift to (Uninsurable) Severity