Cyber Predictions: You Don’t Know…

I believe that there are many unknowns in the Cyber Age. You can flash back to the 2X2 of "known-knowns", "known-unknowns", "unknown-knowns" and "unknown-unknowns" but I want to keep it somewhat straightforward. That's why I show the illustrative visualization below. It's my attempt of showing a relatively straight-forward visualization, a 2-dimensional visualization at that, of… Continue reading Cyber Predictions: You Don’t Know…

Systemic Cyber Risks: Ever Present, Ever Expanding

I almost titled this post "Something Wicked This Way Comes" but I realized that systemic cyber risks are already here. They have come. There is no shutting the door to keep systemic cyber risks out. They are an attribute of any portfolio of two or more companies linked together through the use of the web.… Continue reading Systemic Cyber Risks: Ever Present, Ever Expanding

Some of my Cyber Thoughts

I don’t believe insurance carriers should offer cyber insurance. Cyber risks won’t generate combined ratios under 100% on a persistent basis in the months and years ahead. There are three broad groups of insurance professionals who disagree with me: Those who have lived most of their lives with physical artifacts. For all of human history… Continue reading Some of my Cyber Thoughts