Most people know that I'm a cynic, or is that a skeptic (?), and that part of me is only being amplified each day concerning COVID-19. I don't think there will be an effective (meaning efficacious) vaccine until 3Q2022 at the earliest. That means, if that time period is correct, that society won't get back… Continue reading My COVID-19 Thoughts (All Opinions, Obviously)
Author: Barry
Four decades plus of experience working in and for the insurance industry. Fortunate to have been a technology-focused insurance industry analyst since 1997. Using this personal blog to opine about ... well, everything.
Instacart: Lessons for P&C Insurance Claim Management
Continuing to live with our COVID-19 lock-down / self-isolate / stay-at-home experience just like most of the world, we have tried both delivery from a local grocery store and Instacart. We were happy with both services. However, I believe that Instacart has lessons for P&C insurance claim management, particularly if the insurance company or third-party… Continue reading Instacart: Lessons for P&C Insurance Claim Management
I am writing a book about insurance & technology
I have decided to write a book about the relationship between insurance and technology. Wells Media Group (WMG) and I have entered into an agreement where WMG will publish, market, and distribute the book as a paper book, ebook, and audio book when it is finished. I plan to keep the working title secret until… Continue reading I am writing a book about insurance & technology
Simplified Risk Flow of Commercial P&C Insurance Purchase
I'm not sure if this will help the many threads of whether Business Interruption (BI) should or should not be covered if the commercial P&C insurance policy excludes BI claims from being triggered by bacteria / viruses / pathogens but ... ... I thought an illustrative visual diagram of a simplified risk flow capturing the… Continue reading Simplified Risk Flow of Commercial P&C Insurance Purchase
Should Insurers Use an Amazon or Netflix Business Model?
I've seen many insurance trade press articles or social media posts asking why insurers aren't using either an Amazon or Netflix business model. The articles or posts mention that Amazon and Netflix are massively successful, are driven by a strong customer focus, have operations throughout the globe, and, equally importantly, conduct commerce using web-based mobile… Continue reading Should Insurers Use an Amazon or Netflix Business Model?
COVID-19: A Few Thoughts
Society is faced with a pathogen that currently has no treatment and no vaccine. We each have to realize how highly infectious this pathogen is even though people may not be showing symptoms that they are infected. College-age youth, at least in the US, is demonstrating its collective stupidity, ignorance, and irresponsibility by gathering in… Continue reading COVID-19: A Few Thoughts
Seamless interconnections: The fragility of interdependence
"Pathogen outbreaks are an emergent property of global 21st century society," Dr. Richard Hatchett, Executive Director, Coalition for Epidemic Preparedness (CEPI), Bloomberg BusinessWeek, February 13, 2020 As a society, we are obviously becoming increasingly more interconnected. Most of the time, we don't realize the fragility caused by our interdependence on our panoply of linkages and… Continue reading Seamless interconnections: The fragility of interdependence
Platform Possibilities for Insurance Sales
All of us - people and businesses - leverage, in some degree, the reality that the marketplace is rapidly becoming an interconnected mobile, digital network. IP-enabled smartphones and tablets (and watches), owned and used by millions of people across the planet, enable a never-ending flow of data, knowledge, and business transactions throughout this network. One… Continue reading Platform Possibilities for Insurance Sales
Insurers Need to Resolve the Doolittle Dilemma
The Doolittle Dilemma: As Eliza Doolittle sang in the "My Fair Lady" musical song 'Show Me: "Words! Words! Words! I'm so sick of words! First from him, now from you! Is that all you blighters can do?" Insurers need to resolve the Doolittle Dilemma. Words continually cascade through the operations of insurance firms. Words are… Continue reading Insurers Need to Resolve the Doolittle Dilemma
Overheard insurance conversations from 2025 (Updated 1/27/2021)
Reporting in from 2025 I wanted to note some of the conversations I overheard while listening to the panoply of microphones I planted in some tables and walls of several P&C and L&A insurance companies. Just snippets really but I thought other insurance industry people might be interested ... Where is our money going? Are… Continue reading Overheard insurance conversations from 2025 (Updated 1/27/2021)
