The Cyber Butterfly: Risk Management Challenges

Every person realizes, at least I hope they do, that society is moving into a new state of being: a new realm, if you will, that is being continually reshaped by four technological forces: digitalization, mobility, the Internet, and the cloud. (I'll use the "web" instead of "the Internet" going forward but please realize I'm… Continue reading The Cyber Butterfly: Risk Management Challenges

Insurance Commerce in the Cyber Age My 2nd Insurance Book Project [Updated April 13, 2023]

Background As some of you know and now those of you who read this post will know, I'm going to write a 2nd book. I have tentatively titled this book "Insurance Commerce in the Cyber Age". I'm striving to provide value to the insurance industry with the focus being conducting P&C insurance commerce with commercial… Continue reading Insurance Commerce in the Cyber Age My 2nd Insurance Book Project [Updated April 13, 2023]

Not every risk is insurable

The crux of this post is the point that there are some risks (and I believe a growing number of risks) which are (and will be) uninsurable. Cyber risks are not insurable. Back in 2021, I saw a LinkedIn post from Dr. Robert Hartwig that discussed his testimony to one of the US Senate‚Äôs subcommittees… Continue reading Not every risk is insurable