Cyber Predictions: You Don’t Know…

I believe that there are many unknowns in the Cyber Age. You can flash back to the 2X2 of "known-knowns", "known-unknowns", "unknown-knowns" and "unknown-unknowns" but I want to keep it somewhat straightforward. That's why I show the illustrative visualization below. It's my attempt of showing a relatively straight-forward visualization, a 2-dimensional visualization at that, of… Continue reading Cyber Predictions: You Don’t Know…

Cyber Attack Space Elements (Selective)

This blog post is just a "thinking out loud and writing it down" blog post about cyber attack space(s). Here are some of the elements of the cyber attack space: Enterprise IT-created / enabled business / system processes (or certain activities of those processes) are connected to the web; Mobile devices become "smart" and, as… Continue reading Cyber Attack Space Elements (Selective)

Risk Landscapes: Traditional & Cyber-Focused

During my insurance industry years (industry itself, management consulting, insurance industry analyst), there were illustrations of the risk landscape of risk events to consumers and/or enterprises at that point-in-time. Often, the risk landscape included attempts at frequency and severity of each risk. "Traditional" Risk Landscape For me, the 'traditional' risk landscapes encompasses risks, some of… Continue reading Risk Landscapes: Traditional & Cyber-Focused

The Luxury of Being Cyber Secure Does Not Exist (Now or Ever) in the Digital World of Commerce

Someone on LinkedIn said that enterprises can become more cyber secure if they identify, choose, and ensure the firms they choose to conduct commerce have “value” and are cyber secure. (That statement triggered this blog post.) However, even systems we believe have value will themselves connect to other systems (which we may or may not… Continue reading The Luxury of Being Cyber Secure Does Not Exist (Now or Ever) in the Digital World of Commerce

The Skeptical Analyst: Let’s Talk Cyber !

I published the February edition of my Podcast "The Skeptical Analyst: Let's Talk Cyber !" yesterday. It's available on Apple Podcasts, Spotify podcasts, Amazon Music, Overcast, Castro, Castbox, Podfriend, Goodpods, and other podcast platforms. I discuss four cyber issues in this 17 minute podcast: Our Cyber-Forming World Traditional Risks vs Cyber Risks Cyber Attack Spaces Cyber… Continue reading The Skeptical Analyst: Let’s Talk Cyber !

Cyber Metric: The Density of Interdependence of Cyber Attack Spaces (First Cut)

In this post I discuss my: Description of cyber attack spaces; Thought process to get to the metric: 'Density of Interdependence' of cyber attack spaces; List of my working hypotheses as some bit of context; Choice of a visual to use the 'Density of Interdependence' metric; Marked up visual to support thinking about the metric;… Continue reading Cyber Metric: The Density of Interdependence of Cyber Attack Spaces (First Cut)

Suggested Annual Corporate Cyber Budget Elements

Suggested annual corporate cyber budget elements At this point-in-time on January 2, 2024, I think there are several budget elements which corporations should include, or consider including, in the list of known and probable (continual) annual cyber expenditures. My suggested annual corporation cyber budget elements are the: Cost of creating and maintaining a cyber insurance… Continue reading Suggested Annual Corporate Cyber Budget Elements

Our Cyber-Forming World

I believe that our world - inclusive of the surface, below in our oceans and lakes and rivers, and above it in the air and in space - is becoming cyber-formed.  The cyber-forming is driven by the almost uncountable vast number of multi-dimensional cyber attack spaces that are continually wrapping themselves around and through everything,… Continue reading Our Cyber-Forming World

Chaos in the Cloud

(Excerpt from my book "Stone Tablets to Satellites: The Continual Intimate but Awkward Relationship Between the Insurance Industry and Technology", published June 2022 by Wells Media Group, Inc.) The cloud provides the infrastructure for many of the new risks that have emerged on the landscape of risk. An increasing number of emerging risks that will… Continue reading Chaos in the Cloud

Some of my Cyber Thoughts – April 2, 2025

I still don’t believe insurance carriers should offer cyber insurance. Why? Because cyber risks won’t generate combined ratios under 100% on a persistent basis in the months and years ahead. Cyber risks will continue to evolve into more complex forms, more interconnections, more interdependencies. (Hello, CrowdStrike ! ... thanks for the smallest taste of the… Continue reading Some of my Cyber Thoughts – April 2, 2025