Someone on LinkedIn said that enterprises can become more cyber secure if they identify, choose, and ensure the firms they choose to conduct commerce have “value” and are cyber secure. (That statement triggered this blog post.) However, even systems we believe have value will themselves connect to other systems (which we may or may not… Continue reading The Luxury of Being Cyber Secure Does Not Exist (Now or Ever) in the Digital World of Commerce
Tag: cyber risks
Cyber Metric: The Density of Interdependence of Cyber Attack Spaces (First Cut)
In this post I discuss my: Description of cyber attack spaces; Thought process to get to the metric: 'Density of Interdependence' of cyber attack spaces; List of my working hypotheses as some bit of context; Choice of a visual to use the 'Density of Interdependence' metric; Marked up visual to support thinking about the metric;… Continue reading Cyber Metric: The Density of Interdependence of Cyber Attack Spaces (First Cut)
Suggested Annual Corporate Cyber Budget Elements
Suggested annual corporate cyber budget elements At this point-in-time on January 2, 2024, I think there are several budget elements which corporations should include, or consider including, in the list of known and probable (continual) annual cyber expenditures. My suggested annual corporation cyber budget elements are the: Cost of creating and maintaining a cyber insurance… Continue reading Suggested Annual Corporate Cyber Budget Elements
Our Cyber-Forming World
I believe that our world - inclusive of the surface, below in our oceans and lakes and rivers, and above it in the air and in space - is becoming cyber-formed. The cyber-forming is driven by the almost uncountable vast number of multi-dimensional cyber attack spaces that are continually wrapping themselves around and through everything,… Continue reading Our Cyber-Forming World
Insurer Cyber Strategy In a Cyber-Forming New World (V 1.0) (Minimally updated March 27, 2024)
Strategy: a concept loaded with many facets and meanings I know there are different views, definitions, and descriptions of strategy: what is it, what does it mean, why does a corporation need a strategy, and how does a corporation create a strategy are only a few questions about strategy. I don't plan to answer any… Continue reading Insurer Cyber Strategy In a Cyber-Forming New World (V 1.0) (Minimally updated March 27, 2024)
Chaos in the Cloud
(Excerpt from my book "Stone Tablets to Satellites: The Continual Intimate but Awkward Relationship Between the Insurance Industry and Technology", published June 2022 by Wells Media Group, Inc.) The cloud provides the infrastructure for many of the new risks that have emerged on the landscape of risk. An increasing number of emerging risks that will… Continue reading Chaos in the Cloud
Some of my Cyber Thoughts – April 2, 2025
I still don’t believe insurance carriers should offer cyber insurance. Why? Because cyber risks won’t generate combined ratios under 100% on a persistent basis in the months and years ahead. Cyber risks will continue to evolve into more complex forms, more interconnections, more interdependencies. (Hello, CrowdStrike ! ... thanks for the smallest taste of the… Continue reading Some of my Cyber Thoughts – April 2, 2025
Insurance Commerce in the Cyber Age: A Thought-Piece
My blog posts represent a white board of sorts for some of my notes, hopefully coherent, that will serve as a taking-off spot for topics I plan to include in my next book focused on the insurance industry and cyber. The book is currently in the planning, framing, and research stages. In this blog post… Continue reading Insurance Commerce in the Cyber Age: A Thought-Piece
Mapping & Modeling the Always Reshaping Multi-Dimensional Cyber Threat Spatial Area (Blog Beta Version)
I drafted this blog post as a ‘thought piece’ to stir ideas about a modeler's state of knowledge concerning 1) the existence and emergence of cyber attack spaces they have discovered (and not yet discovered), 2) the existence and emergence of cyber attacks they have discovered (and not yet discovered), and 3) characteristics of cyber… Continue reading Mapping & Modeling the Always Reshaping Multi-Dimensional Cyber Threat Spatial Area (Blog Beta Version)
Dangerous Divides: Cyber Risk Management
Each of us represents, at every moment in time, a totality of our life's experiences, including education, relationships, and work experiences. A never-ending growing part of our life's experiences include the impact that current and emerging technologies (and their associated applications) have on the manner in which we communicate; collaborate; consume entertainment and news; interact… Continue reading Dangerous Divides: Cyber Risk Management





