Suggested annual corporate cyber budget elements At this point-in-time on January 2, 2024, I think there are several budget elements which corporations should include, or consider including, in the list of known and probable (continual) annual cyber expenditures. My suggested annual corporation cyber budget elements are the: Cost of creating and maintaining a cyber insurance… Continue reading Suggested Annual Corporate Cyber Budget Elements
Category: Cyber Risk
Our Cyber-Forming World
I believe that our world - inclusive of the surface, below in our oceans and lakes and rivers, and above it in the air and in space - is becoming cyber-formed. The cyber-forming is driven by the almost uncountable vast number of multi-dimensional cyber attack spaces that are continually wrapping themselves around and through everything,… Continue reading Our Cyber-Forming World
Insurer Cyber Strategy In a Cyber-Forming New World (V 1.0) (Minimally updated March 27, 2024)
Strategy: a concept loaded with many facets and meanings I know there are different views, definitions, and descriptions of strategy: what is it, what does it mean, why does a corporation need a strategy, and how does a corporation create a strategy are only a few questions about strategy. I don't plan to answer any… Continue reading Insurer Cyber Strategy In a Cyber-Forming New World (V 1.0) (Minimally updated March 27, 2024)
Some of my Cyber Thoughts – April 2, 2025
I still don’t believe insurance carriers should offer cyber insurance. Why? Because cyber risks won’t generate combined ratios under 100% on a persistent basis in the months and years ahead. Cyber risks will continue to evolve into more complex forms, more interconnections, more interdependencies. (Hello, CrowdStrike ! ... thanks for the smallest taste of the… Continue reading Some of my Cyber Thoughts – April 2, 2025
Insurance Commerce in the Cyber Age: A Thought-Piece
My blog posts represent a white board of sorts for some of my notes, hopefully coherent, that will serve as a taking-off spot for topics I plan to include in my next book focused on the insurance industry and cyber. The book is currently in the planning, framing, and research stages. In this blog post… Continue reading Insurance Commerce in the Cyber Age: A Thought-Piece
Mapping & Modeling the Always Reshaping Multi-Dimensional Cyber Threat Spatial Area (Blog Beta Version)
I drafted this blog post as a ‘thought piece’ to stir ideas about a modeler's state of knowledge concerning 1) the existence and emergence of cyber attack spaces they have discovered (and not yet discovered), 2) the existence and emergence of cyber attacks they have discovered (and not yet discovered), and 3) characteristics of cyber… Continue reading Mapping & Modeling the Always Reshaping Multi-Dimensional Cyber Threat Spatial Area (Blog Beta Version)
Dangerous Divides: Cyber Risk Management
Each of us represents, at every moment in time, a totality of our life's experiences, including education, relationships, and work experiences. A never-ending growing part of our life's experiences include the impact that current and emerging technologies (and their associated applications) have on the manner in which we communicate; collaborate; consume entertainment and news; interact… Continue reading Dangerous Divides: Cyber Risk Management
Cyber Insurance Issues: My 2nd Insurance Book Project [Updated November 13, 2023]
Background As some of you know and now those of you who read this post will know, I'm writing a 2nd book. I have a tentative title which I really like but won't share until I begin drafting in 2Q24. I'm striving to provide value to the insurance industry with the focus being on cyber… Continue reading Cyber Insurance Issues: My 2nd Insurance Book Project [Updated November 13, 2023]
High-Level Cyber Security Visual Participant Taxonomy: Individuals as Cyber Targets
This is a high-level visual participant taxonomy focused on individuals as cyber targets. It is a companion to my WordPress Blog post titled " High-Level Visual Cyber Participant Taxonomy: Corporations as Cyber Targets". Similar to the first corporate-focused cyber visual taxonomy, it is a pre-beta. This visual taxonomy is meant to capture the participants who… Continue reading High-Level Cyber Security Visual Participant Taxonomy: Individuals as Cyber Targets
High-Level Visual Cyber Participant Taxonomy: Corporations as Cyber Targets
I'm still in my early days of collecting materials to read, think about, and make notes for my next book which will focus on insurance and cyber. I don't plan to begin drafting my book until 2024. However, the following visual captures my initial perspective of the high-level participants who do or could assist corporations… Continue reading High-Level Visual Cyber Participant Taxonomy: Corporations as Cyber Targets
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