The Cyber Medium is the Message

The insurance industry is shifting from one portfolio of risk events that it has identified and managed profitably for thousands of years to a new, and significantly different portfolio of risk events: a plethora of cyber risk events that the insurance industry erroneously believes it can successfully identify and manage profitably. Specifically, the insurance industry… Continue reading The Cyber Medium is the Message

The Myth of the Digital Insurer (From 2021)

Myths through the ages Myths are, always have been, and always will be an intrinsic element of human society.  Myths like the Golden Fleece, Minotaurs, Unicorns, Cupid, Excalibur, and thousands of others have taken center stage in different segments of human life at different times, disappeared, and been replaced by newer tales and folklore.  Myths… Continue reading The Myth of the Digital Insurer (From 2021)

Total Insurable Space of Profitable Underwriting Shrinking??? (Thought Piece)

"Alice asked the Cheshire Cat, who was sitting in a tree, “What road do I take?” The cat asked, “Where do you want to go?” “I don't know,” Alice answered. “Then,” said the cat, “it really doesn't matter, does it?" Alice's Adventures in Wonderland, Lewis Carroll November 1865 The insurance industry is being quickly surrounded… Continue reading Total Insurable Space of Profitable Underwriting Shrinking??? (Thought Piece)

Our Cyber-Forming World

I believe that our world - inclusive of the surface, below in our oceans and lakes and rivers, and above it in the air and in space - is becoming cyber-formed.  The cyber-forming is driven by the almost uncountable vast number of multi-dimensional cyber attack spaces that are continually wrapping themselves around and through everything,… Continue reading Our Cyber-Forming World